Introduction
In 2023, we launched the Halal Dollars Mudaarabah programme, which quickly gained popularity among our members. This journey has been rewarding for our investors, members, and the Halal Dollars company. Inspired by its success, we’ve sought ways to make this programme even more inclusive and impactful. Our goal is to simplify participation so that everyone, regardless of income level, can benefit and help eradicate poverty among Muslims. With the guidance of almighty Allah, we are proud to introduce the Halal Dollars FutureWealth programme.
What Does It Mean?
Halal Dollars FutureWealth is a revolutionary programme where investors contribute a fixed monthly amount for one year. At the end of this period, the money is used for Mudaarabah investments. The monthly profits from these investments are saved for another year and added to the initial investment. This cycle continues for ten years. After this decade, investors can choose to receive their profit share annually, or withdraw completely from the programme.
Why This?
While Mudaarabah helps our investors maintain their monthly financial needs, FutureWealth is aimed to eradicate generational poverty and provide security for old age.
Competitive Edge of FutureWealth
FutureWealth enjoys several competitive advantages over Mudaarabah, including:
- Enhanced Decision-Making: Our current Mudaarabah programme relies on monthly profit sharing, limiting our ability to make long-term decisions that could yield higher profits. For instance, we currently use air shipping to import products from China for faster turnover, but this reduces our profits by 10 to 25% compared to sea shipping. FutureWealth allows for strategic, long-term planning without the pressure of monthly accounting.
- Optimal Product Importation: We avoid importing very heavy products (VHPs) in our Mudaarabah Programme because they require sea shipping, which may take up to three months. However, with FutureWealth, we can import these products since we are not confined to monthly remittance. These products are optimal for maximizing our investment returns.
- Access to High-Quality Products: Our one-month profit cycle restricts us from importing high-quality products from countries like the US, Germany, Italy, Switzerland and so on. These products have a higher return on investment (ROI) but require longer shipping times. FutureWealth overcomes this limitation.
- Expanding Market Reach: E-commerce performs much better in neighboring African countries like Ghana, Kenya and so on. FutureWealth allows us to expand our market reach without the constraint of a monthly profit cycle.
- Global E-commerce Ventures: With FutureWealth, we can invest in global e-commerce businesses like Amazon FBA, ethical dropshipping and more, conducted in an Islamic manner.
- Direct Sourcing: We can travel to China and other countries to source top-quality products directly from the manufacturers.
- Custom Products: We can private label custom-made products and build giant brands like New Age, Oraimo and Chupez in Nigeria.
- Bulk Purchasing: Buying in large quantities significantly reduces costs. For instance, on Alibaba, products that cost $10 each can be purchased for $1 if you buy 1 million pieces.
How to Join
Kindly fill the form below now.
Any deadline?
Once we receive a decent amount of applications we won’t allow more people in.
When will I start receiving profit shares?
The first year is dedicated to monthly contributions, which are then invested in Mudaarabah. The profits from these investments are saved for another year and added to the initial investment. After ten years, you can start receiving your profit share annually, or you can choose to withdraw completely from the programme.
What is the incubation period?
The incubation period for FutureWealth is the initial year of monthly contributions. During this time, your contributions are collected and prepared for Mudaarabah investments.
What to expect?
Investors can expect significant returns on their investments after the ten-year period. For example, with a minimum monthly investment of N5,000, you could accumulate over 10 million naira in your bank account after ten years.
Transparency
You will be able to monitor the progress of your investment and the actual amount accrued at the end of each year.
How to quit
You can only quit from the FutureWealth programme after the 10th year. The counting starts from when your money starts working, after the incubation period.
Untimely Exit
In the case of emergency exit, Halal Dollars will claim 50% of the total amount earned (invested capital not included). This is to discourage people from demanding emergency exits as it will have a negative impact on the success of the business.
Access to Interest-Free Loan
As a FutureWealth member, you will have access to interest-free loan. Instead of using the Emergency Exit route, this option is available for anyone that has an urgent need and still want to remain in the programme.
Contact Information
We are located at 1 Primate Adejobi Cres, Ikorodu Lagos. You can also send us an email at support@Halaldollars.ng. Our WhatsApp support team is always ready to assist you and answer any question.
Compliance and Ethical Standards
Halal Dollars is a subsidiary of Saddleprime, fully registered in Nigeria and the UK. Saddleprime has been operating for over five years before Halal Dollars was launched in August 2022. We maintain transparency and adhere to high ethical standards in all our operations.
Community Impact
Through FutureWealth, we aim to make a positive impact on the Muslim Ummah by providing a secure and Halal investment option. This programme helps reduce poverty, creates employment opportunities, and supports economic growth in our community.
Investor Testimonials
We have received numerous testimonials from satisfied investors who have benefited from our Mudaarabah programme. FutureWealth aims to build on this success, offering even greater opportunities for financial growth and stability. Here are a few testimonials from our investors.